Money personalities that classify people into two opposite spectrum can be dangerous and misleading. I am referring to the ‘spender’ and ‘saver’ labels that circulate the personal finance community. Labels like these can be misleading, limiting and simply incorrect.
Money & Relationships
When my husband and I started our debt repayment journey in mid 2013 I though that getting rid of our debt would create a new beginning for us. One filled with less money problems and 100% unified spending decisions. Wait, let me rephrase that…I thought my husband would continue to subscribe to my super saver/ aggressive debt repayment approach to managing money. Well I was wrong.
One thing we did agree on was that our debts had to go. Everything else after that was up for negotiation.
Its been a compromise, but one I am willing to make because we both give up a little of what we want but our long term financial vision is still the same.
During the 2.5 years we diligently worked to pay off $120,000 of debt, our spending decisions were made for us. Everything and anything extra pretty much when to paying off the debt. Because we on the same page about this, operating this way for those years made it feel like even after the debt was paid we would agree on our spending and saving decisions. However, the reality was far from this truth.
Once we finished sacrificing for a common goal (getting of debt), our money personalities took effect and we became more of what we normally would be without the debt.
Not sure how to plan for Valentines Day? Well as media and advertising tell us, every women wants a bouquet of flowers and some chocolates. So around Valentine’s Day flowers, chocolates, perfumes and jewellery are sold at a premium because that is what you are suppose to get…right?
Well I can only speak for myself and my husband, but as much as I appreciated the flowers my husband got me, I would have been equally if not happier with him using that money for something else that would allow us to spend some quality time together. For many years my husband and I spent Valentine’s day doing and getting what we thought the other person wanted, or what society told us they wanted.
It wasn’t until we were doing our pre-marital counseling course through our church that we were introduced to the book, ‘The 5 Love Languages: The Secret to Love that Lasts’ by Gary Chapman.