Retirement planning can be a challenge. In these series of posts, I compare two retirement calculators and talk about what I liked and did not like about them. I also provide a star rating on how the calculator worked for me overall.
So many bloggers are doing some amazing things to achieve FIRE (financial independence retire early). Saving 50%+ of their income, living on less, sacrificing the pleasures of today for a better tomorrow etc. We averaged a savings rate of a little over 28% this year, just shy of the 30% goal I set out to have us achieve. Even though we were still able to cover our top wants for […]
This year has been quite the year for me and my husband, lots of ups and downs, but overall, a great year! We got to experience 3 wonderful vacations to the Bahamas (where we stayed with my sister), Ontario and Tanzania (in December) and even a short camping long weekend trip to Invermere, B.C during the July long weekend with 2 other couples from our church. We were also able […]
I have started reading 7 Habits of Highly Effective People (by Stephen R.Covey)….again. This time, slowly and intentionally, being sure to create parallels in my own life of which I can learn from. I am also taking the time to do all the exercises at the end of each chapter in order to really master the practical applications from the book. This book is of course, a habits book and although there is a lot of theory in this book, there is so much practical application that can be drawn from it. Chapter 1 alone, which focuses on the habit of being proactive takes 30 days to complete if you follow the exercises outlined in the book. I will be reading this book in piece meal for a few months as I internalize what I learned and turn them into habits.
Its been a while since I did a savings goal update, so I thought it would be a good idea to do one now.
Since debt freedom in Dec 2015, my husband and I set out to save and invest for the future with every paycheque….no matter what. We splurged our last paycheque in December of that year and starting fresh in January 2016.
started thinking how much time I wasted trying to think of what I could have done differently, even for things I had no control over. I analyze things; it’s kind of what I do. But sometimes, your strongest skills can also be your biggest weakness. Crazy how that works. All those analytical, perfectionist, worriers, sceptics know exactly what I am talking about. Sometimes I envy my husband’s ability to be so chill, relaxed and not worrisome about life. “Things will work themselves out”, he always says and for the most part they do.